I am definitely the category of person who is averse to accruing debt.
- My approach absolutely is to spend money as I go.
This has never been more important than it is currently. Most of our life, I have spent money like everybody else. I was in debt but the kind that is looked upon favorably plus builds up my credit score. But, I was determined to spend money off all of that debt. Once I did, I even sold my perfectly Heating and A/C controlled house. It was difficult to do but the ensuing freedom was so much better. The next thing I did was to find a very, very remote piece of land to build plus live on. I put up some solar panels plus had a very nice but small prefab home that I put together on the property. That was that. I was free plus even off the grid. It was so easy to do away with all the trappings of a complex life that I certainly wasn’t all that fond of anyway. But our situation is still quite nice and comfortable. I even have a heating & cooling unit. The Winter in this section is always mild. However, doing without some form of Heating and A/C cooling in the Summer would become nearly unbearable. So, I installed a ductless mini split heating & cooling unit in our little house. The solar power panel array I have is more than enough to run it plus some other stuff. With the help of some box fans, the ductless Heating and A/C is more than enough for our needs. It certainly is amazing to me what you can do when you decide what is most important plus what you don’t have to spend on.